COSME-DE.COM will only charge your credit card after the order is dispatched. Before that, your credit card is authorized, funds are put on hold until the order is shipped.
Verified by Visa:
Verified by Visa is a new way to add safety when you buy online. Adding a password to your existing Visa card, Verified by Visa ensures that only you can use your Visa card online. It's easy to activate for your existing Visa card, and it's free.
How it works:
Through your card issuer, set up your Verified by Visa password and activate your card in just a few minutes.
Once you activate your card, Verified by Visa protects you at every participating online store.
When you shop at a participating online store, your card will be automatically recognized as protected by Verified by Visa.
Look for your "Personal Message" to confirm that you are shopping at a legitimate merchant.
Enter your password correctly and the transaction will be completed as usual.
When you are completing your purchase, your issuer will verify your password.
MasterCard SecureCode is a simple and secure way to pay at thousands of online stores. A private code known only to you and your bank, your SecureCode enhances your existing MasterCard account by protecting you against unauthorized use of your card when shopping online at participating online retailers.
How it works:
Sign Up for MasterCard SecureCode.
Use Your SecureCode at Checkout: Every time you pay online at participating retailers, you will be automatically prompted to enter your own private SecureCode - just like entering a PIN at the ATM. In seconds, you gain added protection while shopping online.
Shop Smarter: Look for the MasterCard SecureCode logo when shopping at participating online retailers.
At a J/Secure™ compliant merchant's website, the JCB cardmember enters his/her card number and expiration date in the area for payment information. Next, the MPI* on the merchant's server delivers the information to the corresponding JCB card issuer to verify the cardmember's registration status with the J/Secure™ program.
If the cardmember is enrolled in J/Secure™, a password entry screen appears on the user's PC.
The JCB cardmember enters password.
The card issuer identifies the password. The result is then delivered to the merchant.
The merchant's system receives the result and if the passwords match, the merchant proceeds with the authorization and sales transactions following the designated procedure.
All payment forms are subject to bank verification and review by COSME-DE.COM. COSME-DE.COM reserves the right to refuse to process any transaction due to unauthorized or suspected fraud or illegal activity.